Surgery Funding Options – Finance and Surgery Payment Plan for Cosmetic & Plastic Surgery
Find out about surgery payment plans, medical finance and other options for funding your upcoming surgery with Dr Carmen Munteanu – Specialist Plastic Surgeon in Melbourne VIC.
Four Ways To Fund Your Cosmetic Plastic Surgery
1. A SPECIAL PURPOSE SAVINGS FUND FOR YOUR SURGERY
Special Purpose SAVINGS FUNDS may be an option – Visit www.finder.com.au/savings-accounts
Your choice special purpose savings accounts including with ANZ, Westpac, ING, Bankwest, ME Bank, St George, HSBC, Bank of Melbourne, Rabobank or BankSA.
2. SAVE UP YOUR FUNDS OFF YOUR HOME LOAN (Save Interest)
Save up and save interest on your home loan: Just pay your home mortgage down and redraw when ready to have surgery
3. USING YOUR SUPER FUND FOR SURGERY
Are you SAVING UP for your life-changing surgery? Maybe Your Super Fund can Help!
Several recent plastic surgery patients have been able to access their Superannuation Funds to pay for their own life-changing surgery. There is a special government process to follow and many forms to fill out, but it could be a possibility.
This may be most likely to apply to:
- abdominoplasty
- breast reduction
- body lift surgery (Excess Skin reduction surgery after significant weight loss)
Under exceptional circumstances, the ATO will assess early super fund access on ”compassionate grounds”, which include medical procedures to treat life-threatening illnesses and chronic pain. Your Superfund will make the final decision to release the money. Note that not all super funds permit early access of super benefits on these grounds, so you should check with your super fund before applying.
You can find further information on the requirements, including documentation, by visiting the ATO website Early Release of Super page:
Please follow this Plastic Surgery Hub link for more information about using Super for Surgery.
4. MEDICAL FINANCE COMPANIES – offering payment plans
Do you offer a Payment Plan for Surgery? – YES!
You can either arrange to pay off your procedure in installments before your surgery date or you can organise medical finance.
MEDICAL FINANCE OPTIONS – Surgery Payment Solutions & Financing For Cosmetic & Plastic Surgery
Patients seeking medical finance should contact TLC, Medipay or MacCredit.
TLC – Total Lifestyle Credit
TLC provides payment plan solutions to suit your unique needs for Medical & Cosmetic Treatments. They provided you with personalised and stress-free service, providing funding from $2,001 – $50,000.
✓ Payment plans from $2,000 to $50,000
✓ No stress. The whole process is managed privately by TLC Consultants
✓ Flexible options. Any additional repayments can be added back on to the payment plan at no extra charge
✓ Fast efficient approvals, simply apply online
The repayment for the lower price points :
- $2000 (36 months) = $20 per week
- $2500 (36 months) = $25 per week
- $3500 (36 months) = $35 per week
Simply visit the TLC website – Total Lifestyle Credit (Google Them)
MEDIPAY
