Surgery Funding Options – Finance and Surgery Payment Plan for Cosmetic & Plastic Surgery

Find out about surgery payment plans, medical finance and other options for funding your upcoming surgery with Dr Carmen Munteanu – Specialist Plastic Surgeon in Melbourne VIC.

Four Ways To Fund Your Cosmetic Plastic Surgery

1. A savings fund

Starting a Special Purpose SAVINGS FUNDS may be an option and is available from different banks.

2. Extra savings from a home loan

Save up and save interest on your home loan: Just pay your home mortgage down and redraw when ready to have surgery.

3. Using your super

Some patients might be able to access their Superannuation Funds to pay for their plastic surgery. Keep in mind that there is a special government process to follow and many forms to fill out.

This may be most likely to apply to:

Under exceptional circumstances, the ATO will assess Early super fund access on ”compassionate grounds”, which includes medical procedures to treat life-threatening illnesses and chronic pain.

Your own Superannuation Fund will make the final decision to release the money. Note that not all super funds permit early access of super benefits on these grounds, so you should check with your super fund before applying.

You can find further information on the requirements, including documentation, by visiting the ATO website Early Release of Super page: 

More information about using My Supercare for your Surgery Application.

4. Medical finance – offering payment plans for surgery

You can either arrange to pay off your procedure in installments before your surgery date or you can organise medical finance.

DISCLAIMER: Our Practice is NOT a credit provider. We do NOT receive any rebates or commissions from ANY banks or credit suppliers. All finance and credit providers are independent, external companies.

We provide NO financial advice. You will need to consider your own financial circumstances when deciding if finance is suitable for you.